For anyone who has ever ridden a roller coaster, the distinct sound of the chain nearing the top of the first drop echoes in our ears. Click, click, (slower) click…. Anticipation builds right before we experience the massive first drop, picking up speed on the way down. If only the equity markets provided the same […]

Identifying weakness in markets can be a difficult task. Metrics like gross domestic product (GDP), equity market gains, and unemployment paint in broad strokes. Lenders often try to identify risk at a granular level. This might include tracking payments arriving late, higher credit card balances, increases in line of credit usage, or non-payment of insurance […]

Once left for dead, gold speculators can sleep easily in 2025 as the yellow metal sits at all-time highs once again. Despite the shift to Bitcoin and other digital assets, the enduring nature of gold as an inflation hedge continues. What is driving this surge, and will cryptocurrencies still win the battle? Reasons for optimism […]